CM Yuva Portal banner showing Uttar Pradesh youth receiving business startup loans, skill development training, and entrepreneurship support under the Mukhyamantri Yuva Udyami Vikas Abhiyan

CM Yuva Portal: Free Loan Scheme for Youth Entrepreneurship in Uttar Pradesh

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🚀 CM Yuva Portal: Free Loan Scheme for Youth Entrepreneurship in Uttar Pradesh

🌐 What is the CM Yuva Portal?

The CM Yuva Portal, officially known as Mukhyamantri Yuva Udyami Vikas Abhiyan, is a flagship initiative by the Government of Uttar Pradesh to empower youth through entrepreneurship, employment, and self-reliance. The portal helps young individuals launch their own businesses with:

  • Interest-free business loans
  • Business incubation & training
  • Skill development programs
  • Government-backed support & mentoring
  • Online registration & application portal

🔗 Portal Website: msme.up.gov.in

🎯 Key Objectives of the CM Yuva Scheme

  • Promote self-employment among Uttar Pradesh youth
  • Provide financial assistance for small businesses
  • Support 1 lakh new entrepreneurs every year
  • Create employment in both rural and urban areas

✅ Eligibility Criteria for CM Yuva Portal

  • Applicant must be a resident of Uttar Pradesh
  • Age: 21 to 40 years
  • Education: Minimum Class 8 pass (Intermediate preferred)
  • Must have completed training under:
    • PMVK
    • ODOP
    • NSSH
    • UPSDM
    • SIDH
    • KVIC
  • Should not be receiving benefits under any other Central/State grant scheme
  • 💰 Financial Assistance: Interest-Free Loans for Youth

    📌 Phase-1 Loan Scheme

    • Loan Amount: Up to ₹5 lakh
    • Interest-Free and Collateral-Free
    • Margin Money:
      • General Category – 15%
      • OBC – 12.5%
      • SC/ST – 10%
    • Grant after 4 years of successful operation

    📌 Phase-2 Scale-Up Scheme

    • Eligible only after Phase-1 repayment
    • Loan up to ₹10 lakh
    • 50% interest-free, up to ₹7.5 lakh max benefit

    Note: Business types such as tobacco, alcohol, fireworks, and banned plastic are not eligible.

    📦 Supported Business Categories

    CM Yuva supports a wide range of trending and practical business models:

    • Business on Wheels: Doorstep services, IT vans, grooming, car cleaning
    • Food Businesses: Mobile cafés, food trucks, cloud kitchens, tiffin services
    • Manufacturing: Paper bags, garments, herbal soaps, food processing
    • Technology & Professional: Drone services, digital marketing, 3D printing
    • Rental & Franchise: Fitness centers, vehicle rentals, branded kiosks
    • Rural Businesses: Mushroom farming, tailoring, solar equipment sales

    🎥 Watch business model videos

    📋 Business Support & Incubation

    With the help of msmeup.iid.org.in, entrepreneurs get:

    • Industrial documentaries & idea guides
    • Prototype project reports & cost sheets
    • Online webinars & mentorship
    • Udyam registration & compliance help
    • Bankable project report templates

    🎁 Extra Benefits for Youth Entrepreneurs

    • ₹1 incentive per digital transaction (Max ₹2000/year)
    • Loans through RBI-recognized financial institutions

    📞 Contact & Helpdesk

    📥 Download Official Scheme PDFs